Wednesday, July 11, 2012

3 Reasons to Move & Buy a Home in Utah


From RockyMountainMovers.net

According to a report by the Utah Association of Realtors, home sales in July 2011 rose 16.4 % as compared to July 2010.

Here’s why:

1) Affordable
The National Association of Home builders reported that Salt Lake City reached a seven year high for home affordability. 79% of homes sold in the second quarter of this year were within reach to families that make median area wages.
2) Favorable Conditions
According to Amber Wykstra loan production manager for Bank of Utah,
“Some people have been hesitant to buy a home because of the instability of the national economy, but certain favorable conditions in Utah’s housing market have created a great window of opportunity for those anticipating buying a new or existing home.”
3)  Low Interest Rates
Eric Allen, director for the Utah/Idaho Metro study said, “The combination of low interest rates and falling home prices have resulted in a prime environment for potential buyers to find affordable properties.”
Mortgage rates have been at record lows for months averaging 4.15%. Utah’s housing market makes it a great time to buy right now with low interest rates and affordable pricing. Consider using Utah movers after you purchase to move into your new home!
To follow this article and others written buy Rocky Mountain Movers go to: http://www.rockymountainmovers.net/uncategorized/3-reasons-to-move-and-buy-a-home-in-utah/

Monday, April 30, 2012

Utah's Real Estate Market Update


Update On Utah's Real Estate Market

Monday, March 5, 2012 - Article by: Linda Miller 

In Salt Lake County previously occupied homes sales rose in January to the highest pace in five years. This is similar to what is happening nationally and it is offering a hopeful sign that there will be a good spring buying season.
Last month's home-sales total was the highest since January 2007. And although sales are up prices are not. In January the median home prices in Salt Lake County fell to $171,000 from around $220,000 in January, 2007. Nationally, home sales have risen nearly 13 percent over the past six months and analysts suggest slow but steady improvement.
However, while home sales are trending up, home prices are not. As in Utah, nationally prices are still falling. However, on the positive side the pace of the decline seems to be slowing.
The supply of homes on the market in Utah has declined to 6 months which is consistent with a healthy housing market. Fewer homes on the market could help boost prices over time. Most economists are encouraged but also caution that the damage from the housing bust is deep and it will take years to fully recover.
With historically low mortgage rates, home builders and real estate professionals are more hopeful because more people are saying they are considering buying this year. Much of the optimism has come because hiring has picked up. Unemployment in Utah is well below the nation with 6.3%. If you are in a situation where you have good employment and a good credit history, now is the time to find out what it would take to get a home loan. While lenders have really toughened up their guidelines, good credit and good job history can put you in a new home.
Today's Best Available Rates in Utah
-30 Year Fixed Conventional - 4.00% but with higher closing costs you can get 3.875%
-30 Year Fixed FHA/VA - 3.75% with higher closing costs. 3.875% with no origination fee
-15 Year Fixed - 3.375%
The Best Available Rates are generally for those borrowers with excellent credit (740 plus) and 80% loan to home value. Mortgage insurance applies to conventional loans over 80% loan to home value and for all FHA loans.
Click  below to read entire article:

Monday, April 9, 2012

Cheap & Trendy Landscaping Ideas for Summer!

9 Cheap and Trendy Landscaping Ideas-HandyAmerican.com

Landscaping TipsThe trend for landscaping in many regions is being ecologically sustainable. Homeowners are clamoring to “do the right thing” and landscaping companies are busy building fountains, large retaining wall systems and planting great varieties of bright-colored flowers in blooming gardens.

This is great of you have the money. You can go out into your own personal Eden with a babbling fountain and watch the light show after dark. This attention to personal touches is what is fueling the landscaping business.

For those of you who can't afford to have a remodeling of your yard there are many other options you can do to personalize your space and keep with the ecological applications.

1. Composting

A lot has been written about the simple process of turning unwanted vegetation into a viable food source for both plants and lawn. Using chemical fertilizers is like feeding your lawn candy and is a very short-sighted approach. Because chemicals can kill the good organisms in the soil, ones that break down the soil into nutrients and destroy harmful insects and some weeds before they mature. And the good news is that it costs absolutely nothing and the bulk is good for water retention in the soil.

2. Mulch

Mulching cover can be made from compost or from any ground up tree bark. Its main purpose is to hold moisture in the soil and prevent weeds from taking root but it also controls the temperature of the soil allowing the natural composting to take place. It is cheap to buy and available in woods such as red cedar that brighten up the garden and save water.

3. Tire Potato Farm

Just because you have a small backyard it doesn't men you can't grown vegetables like potatoes. And it's a good way to prevent your old tires from going into a landfill. Place an old tire in your garden area and fill the bottom rim with compost. Now put seed potatoes on top of the compost about 10” apart and then fill the tire full of compost right up to the top of the tire so that it looks like the wheel is made of dirt. As the potato plants start to sprout put a second tire on top of the first one and gradually add more dirt or compost as the potato plants grow. Then add a third tire, a fourth and even a fifth. Now, in the late summer, when the potatoes are ready, lift off the tires one by one and harvest fresh new potatoes.

4. Trickle Irrigation

This is a type of watering your garden and shrubs that is entirely underground where the roots are. Unlike spraying or sticking a hose in the garden there is little loss from run-off or evaporation. As for cost, the systems go from 4 to 12 cents a foot which means that a whole backyard garden can be serviced for under $30 of front-end cost. In many dry areas water usage dropped by almost 50% whereas yields went up because the water went to where it was needed - the roots.

5. Stones Are Free

Concrete paver stones and edging cost up to $2 a piece that means it could cost $1200 to edge your garden. Rocks are free and with enough creativity and patience you can have a look that would cost other people twice that much. The key is keeping an eye out for rocks and picking them up on a regular basis. This can be a game for the kids too. Keep the size and shape standard. Pretty soon you'll have all your edging in granite, limestone, redstone or white quartz.

6. Bird Bath and Feeder

Bird attracting accessories are not expensive, even hummingbird feeders. A bird bath is entertaining because you never know who's going to stop for a quick wash. To feed hummingbirds the feeder is cheap, and when you run out of liquid just put red food coloring in sugar water.

7. Arching Your Garden

At the local home stores, pressure-treated wooden arches are under $25 and can last for years. They will support a climbing rode or other creeping vines for a spectacular entrance to the garden. They are also available in metal tubing.

8. Benches

Sometimes you can find a cement bench at a landscaping place or home supply coop for less than $20. these will last for years and give a classic touch to your garden. As well, you may see old wooden deacon's benches on the curbside for garbage. These can be spruced up and make great sitting area.

9. Natural Plants

Before the European settlers came there was an abundance of natural plant life that thrived without watering, fertilizer and being sprayed with pesticides. Flowering wild onions, huckleberry bushes, wild rose bushes and other flowering shrubs are available in any rural ditch or empty field.

Source: "handyamerican.com"

Cheap & Trendy Landscaping Ideas for Summer!

9 Cheap and Trendy Landscaping Ideas -HandyAmerican.com

Landscaping TipsThe trend for landscaping in many regions is being ecologically sustainable. Homeowners are clamoring to “do the right thing” and landscaping companies are busy building fountains, large retaining wall systems and planting great varieties of bright-colored flowers in blooming gardens.

This is great of you have the money. You can go out into your own personal Eden with a babbling fountain and watch the light show after dark. This attention to personal touches is what is fueling the landscaping business.

For those of you who can't afford to have a remodeling of your yard there are many other options you can do to personalize your space and keep with the ecological applications.

1. Composting

A lot has been written about the simple process of turning unwanted vegetation into a viable food source for both plants and lawn. Using chemical fertilizers is like feeding your lawn candy and is a very short-sighted approach. Because chemicals can kill the good organisms in the soil, ones that break down the soil into nutrients and destroy harmful insects and some weeds before they mature. And the good news is that it costs absolutely nothing and the bulk is good for water retention in the soil.

2. Mulch

Mulching cover can be made from compost or from any ground up tree bark. Its main purpose is to hold moisture in the soil and prevent weeds from taking root but it also controls the temperature of the soil allowing the natural composting to take place. It is cheap to buy and available in woods such as red cedar that brighten up the garden and save water.

3. Tire Potato Farm

Just because you have a small backyard it doesn't men you can't grown vegetables like potatoes. And it's a good way to prevent your old tires from going into a landfill. Place an old tire in your garden area and fill the bottom rim with compost. Now put seed potatoes on top of the compost about 10” apart and then fill the tire full of compost right up to the top of the tire so that it looks like the wheel is made of dirt. As the potato plants start to sprout put a second tire on top of the first one and gradually add more dirt or compost as the potato plants grow. Then add a third tire, a fourth and even a fifth. Now, in the late summer, when the potatoes are ready, lift off the tires one by one and harvest fresh new potatoes.

4. Trickle Irrigation

This is a type of watering your garden and shrubs that is entirely underground where the roots are. Unlike spraying or sticking a hose in the garden there is little loss from run-off or evaporation. As for cost, the systems go from 4 to 12 cents a foot which means that a whole backyard garden can be serviced for under $30 of front-end cost. In many dry areas water usage dropped by almost 50% whereas yields went up because the water went to where it was needed - the roots.

5. Stones Are Free

Concrete paver stones and edging cost up to $2 a piece that means it could cost $1200 to edge your garden. Rocks are free and with enough creativity and patience you can have a look that would cost other people twice that much. The key is keeping an eye out for rocks and picking them up on a regular basis. This can be a game for the kids too. Keep the size and shape standard. Pretty soon you'll have all your edging in granite, limestone, redstone or white quartz.

6. Bird Bath and Feeder

Bird attracting accessories are not expensive, even hummingbird feeders. A bird bath is entertaining because you never know who's going to stop for a quick wash. To feed hummingbirds the feeder is cheap, and when you run out of liquid just put red food coloring in sugar water.

7. Arching Your Garden

At the local home stores, pressure-treated wooden arches are under $25 and can last for years. They will support a climbing rode or other creeping vines for a spectacular entrance to the garden. They are also available in metal tubing.

8. Benches

Sometimes you can find a cement bench at a landscaping place or home supply coop for less than $20. these will last for years and give a classic touch to your garden. As well, you may see old wooden deacon's benches on the curbside for garbage. These can be spruced up and make great sitting area.

9. Natural Plants

Before the European settlers came there was an abundance of natural plant life that thrived without watering, fertilizer and being sprayed with pesticides. Flowering wild onions, huckleberry bushes, wild rose bushes and other flowering shrubs are available in any rural ditch or empty field.

Source: "handyamerican.com"

Friday, March 2, 2012

Residential Listing: Luxury BYU Approved Townhome

$269,900
1302 East 610 North
Provo, UT 84606

New Luxury Townhome. Spacious layout, large master suite, with grand master bath and jacuzzi tub, separate shower and walk-in closet. Family room, double garage, vaulted ceilings, great location-close to BYU.

Bedrooms 3
Bathrooms 3
Sq Ft 3,866
Garage 2
Acres .01
Heat Forced Air
AC Central Air


Residential Listing: Condo Row BYU Housing

$169,900
761 East 820 North #212
Provo, UT 84604

Condo Row - Best location at BYU - Stones throw from campus!! Easy to rent, always full. BYU approved for 3 women. Newer furnace and water heater. Refrigerator, Washer & Dryer and all Furniture are included in sale. buyer/buyer's agent to verify all info. Call to setup an appointment to see.

Bedrooms 3
Bathrooms 2
Sq Ft 1,100
Garage 1
Acres .03
Heat Forced Air
AC Central Air






Residential Listing: Luxurious Floorplan, Spanish Fork's Exclusive Community

$144,900
1119 South 2880 East
Spanish Fork, UT 84660

Luxurious Lexington Floor Plan. 3 Bedrooms All on the Same Floor. Standard Features Include: Large Patio, Knotty Alder Cabinets, 2x6 Construction, 50 Gal Water Heater, Master Bath, Walk-in Closet and more! CHOOSE your own options/colors! Amenities Include: Gated Entry, Park/Play Ground, Pavilion w/ BBQ, BB Court, Walking Trails and Cable TV. buyer/buyer's agent to verify all info. Pictures taken from Model Home.

Bedrooms 3
Bathrooms 3
Sq Ft 2,292
Garage 2
Acres .03
Heat Forced Air
AC Central Air



Residential Listing: Stunning Home in Spanish Fork's Exclusive Gated Community

2885 East Somerset Drive
Spanish Fork, UT 84660

Stunning Hathaway Floor Plan in Spanish Fork's Exclusive Gated Community. Standard Finishes include: Vaulted Ceilings, Fully Landscaped, Fenced & Gated Back Yard, 19x10 Ft. Shop in Garage, 2x6 Construction, 50 Gal Water Heater, and more! Choose your own Finishes, Colors, Fixtures, etc...

Bedrooms 2
Bathrooms 2
Sq Ft 1,800
Garage 2
Acres .03
Heat Forced Air
AC Central Air




Residential Listing: Luxury Condo in the heart of Downtown Salt Lake City

$325,000
5 South 500 West #511
Salt Lake City, UT 84101

LUXURY CONDO IN THE HEART OF DOWN TOWN W/ SPECTACULAR VIEWS OF SALT LAKE CITY. PATIO LEVEL ACCESS- 5th FLOOR. LOCATED JUST ABOVE THE GATEWAY SHOPPING / ENTERTAINMENT CENTER. JUST LIKE NEW- IMMACULATE CONDITION. UPGRADED TO THE HILT: GRANITE THROUGHOUT, STAINLESS STEEL APPLIANCES, HARDWOOD FLOORS, CROWN MOLDING, PLANTATION SHUTTERS, STUNNING MASTER BEDROOM W/ WALKIN CLOSET & SPACIOUS MASTER BATH W/ JETTED TUB & DUAL VANITY.

Bedrooms 2
Bathrooms 2
Sq Ft 1,390
Garage 2
Acres .01
Heat Forced
AC Central








Residential Listing:Fully Finished Saratoga Springs Home

153 West Hillside Drive
Saratoga Springs, UT 84045

FULLY FINISHED 2 STORY HOUSE LOCATED IN THE PERFECT LOCATION & NEIGHBORHOOD. CLOSE TO PIONEER CROSSING, SHOPPING & GOLF! YOUR FAMILY WILL LOVE THE PARK/PLAYGROUND A 1/2 BLOCK AWAY. ENJOY THIS FULLY FENCED & MANICURED LANDSCAPE AND RELAX IN THE COMFORT OF YOUR PRIVATE BACKYARD W/ PATIO, GARDEN & SWING SET. BEAUTIFUL KITCHEN w/ GRANITE COUNTERTOPS, SS APPLIANCES & DOUBLE OVEN. PLANTATION SHUTTERS. 9FT CEILINGS ON MAIN, VAULTED 2ND STORY. WIRED FOR SURROUND SOUND IN BASEMENT. INCREDIBLE MASTER BEDROOM w/ SEPARATE JETTED TUB & SHOWER, DUAL VANITY, LARGE WALK-IN CLOSET & READING/TV NOOK. ENJOY SPECTACULAR VIEWS OF THE MOUNTAINS & LAKE. YOU'LL LOVE WHAT THIS HOME HAS TO OFFER YOU AND YOUR FAMILY! CALL/TEXT TODAY TO SEE FOR YOURSELF.

Bedrooms 5
Bathrooms 4
Sq Ft 3,034
Garage 3
Acres .19
Heat Forced Air
AC Central Air




Residential Listing: Rare NE Provo Home

$139,900
146 North 300 East
Provo, UT 84606

Extremely Rare Updated NE Provo Home! Home is located in an amazing neighborhood w/ 3 bedrooms, 2 bathrooms, central air conditioning, and is in EXCELLENT CONDITION! Playhouse & Swing Set in backyard are included. Owner occupied buyers only. Home is eligible for $20,000 Provo City Down Payment Assistance Program.

Bedrooms 3
Bathrooms 2
Sq Ft 1437
Garage 0
Acres .07
Heat Gas/Central
AC Central Air



Residential Listing: Elegant Home in Private Gated Creekside Community

$639,900
3148 North Millcreek Road
Pleasant Grove, UT 84062

Major Price Reduction! Job Change, Priced to Sell Fast! Elegant home in private gated Creekside Community. This home has it all!! Great views of the lake and temple, stunning master suite, fantastic open floorplan, upgrades galore, huge garage, sport court, gym/fitness area, large theater room, too many amenities to list - call for a brochure containing a full list. Community has a private 4 acre park with basketball/volleyball courts and playground equipment.

Bedrooms 7
Bathrooms 6
Sq Ft 6,253
Garage 3
Acres .4
Heat Forced Air
AC Central Air






Residential Listing: Luxury River Front Provo Townhome

5105 North Riverpark Way
Provo, UT 84604

Fully Loaded LUXURY River Front Townhome. River views from every floor. Best residential location in Provo! Walk to shopping, entertainment & restaurants. High quality finish, 2 Spacious Master Suites, large walk-in closet, dual vanity, jetted tub, granite counter tops, wood floors, WOLF range, peaceful back patio, THEATER room and much more! buyer/buyer's agent to verify all info.

Bedrooms 3
Bathrooms 4
Sq Ft 2,697
Garage 2
Acres .02
Heat Forced Air
AC Central Air





Residential Listing: 2003 Parade of Homes Winner

$2,600,000
4223 North Vintage Circle
Provo, UT 84604

2003 Parade of Homes Winner, exceptional floor plan, main floor living, gourmet kitchen, great room, state of the art home theater, elegant master suite, professional office, 6 car garage & additional motorcycle garage, heated driveway, tons of storage, mother-in-law apartment, vantage lighting control & automation system, game room, dance studio, incredible workout facility, indoor basketball court, large secluded back yard w/ water feature.

Bedrooms 9
Bathrooms 8
Sq. Ft 16,223
Garage 6
Acres .61
Heat Forced Air
AC Central Air







Residential Listing: Beautiful Townhome in Highly Desired NE Orem Neighborhood

$159,900
388 East 760 North
Orem, UT 84057

Beautiful Townhome in Highly Desired NE Orem. End Unit. 2 Master bedrooms w/ private baths, 2 car garage, LARGE living room, crown & chair moldings. Buyer to verify all information.

Bedrooms 3
Bathrooms 3
Sq. Feet 1577
Garage 2
Acres 0.02
AC Central Air
Heat Forced Air








Friday, February 17, 2012

8 Tricks to a Pro-Quality Paint Job






What to know before you pop the lid...
Quite simply there is no quicker, less expensive way to revamp a space.











1. Pick Your Paint Type:
Water-soluble latex is DIY-friendly because it cleans up with soap and water and dries quickly. Oil paint dries slowly and requires mineral spirits for cleanup, but it hardens into a very durable finish.

2. Choose Your Sheen:
Flat and low-luster paints give a rougher surface that hides flaws; glossier finishes highlight imperfections but for a smoother, more water-resistant surface that can stand up to the high traffic and moisture-think kitchen and bath.

3. Start with Good Tools:
Look for brushes with bristles that are tapered, split and arranged in multiple lengths to for a slim tip. A mix of nylon and polyester will hold and release latex paint particularly well, while natural bristles work best with oil based paints. With rollers, match the nap to the surface texture: 3/8-inch to 1/2-inch nap for most drywall.

4. Invest in Quality:
Cheaper paints and primers swap more pigment for costlier resin, so they cover walls well when wet but show bare spots as they dry. Quality primers, such as those from Zinsser, will adhere to glossy painted or stained surfaces without sanding, ultimately saving you time and money.

5. Prep:
To make the job easier, take the time to clear out the room and cover floors and fixtures with drop cloths. Spackle any damaged drywall, scuff and sand the surfaces to be painted, and vacuum up all the dust. Wipe down ceilings, walls, and trim with a damp sponge. Finally, prime the entire surface.

6. Cut In:
Use a 2 1/2-inch angled brush to pint the border of the area you're working on. Framing in your field this way buffers the roller from mussing adjacent surfaces.

7. Learn to Lay Off:
After you've rolled a section, make a series of long vertical strokes up the full length of the wall, moving in one direction (left or right). This last step, called laying off, will distribute wet paint in a nice, even layer.

8. Score Carefully:
If you've masked off baseboards with painter's tape, pull it off the same day you paint-but first run a putty knife blade held at a 45 degree angle along the edge so that you don't accidentally pull away any paint.

This Old House: Your New Home, "8 Tricks to a Pro-Quality Paint Job". Pg. (14) Spring 2011

Wednesday, February 1, 2012

How Well Are You Covered?

What you should know about Homeowners Insurance...



Properly Insure Your Home
Most insurance companies recommend that your policy covers 100% of the replacement cost. If your home is financed, many mortgage banks will have minimum coverage requirements.
Consider the following:







1. Estimate the cost to rebuild:
Ask your real estate agent or mortgage representative for average local building costs and
multiply it by the square footage or your dwelling.

2. Account for the value of your personal possessions:
Determine the amount of coverage needed to replace the contents of your home with new items at current prices if everything were destroyed.

3. Learn about the geology of the area you live in:
Review your policy's exclusions statements. You many need supplemental coverage for natural disasters or other hazards unique to the location of your home.

2010 Buffini & Company. All rights Reserved. Used by Permission. HDTG CAP3